Link Aadhaar to Bank Account with NPCI in 1 Minute

Aadhaar NPCI link to a bank account enables direct benefits transfer (DBT) from government schemes like LPG subsidies, PM Kisan payments, maternity assistance and more.

This process took 10 to 15 days in the past because banks had to approve the request manually. If there were any issues with your bank account, such as missed EMI payments or loans, the bank would reject the NPCI linking request.

However, with NPCI’s new interface, you can now link Aadhaar to your bank account in just one minute.

This article explains how to link, change, or remove NPCI activation with your bank account.

How to Link Aadhaar to Bank Account with NPCI – Step-by-Step Guide:

Step 1: Visit the NPCI Website

• Open your browser and go to the official NPCI website.
• Click on the "Consumer" tab in the top menu.
• Select "Bharat Aadhaar Seeding Enabler (BASE)" to open the Aadhaar seeding page.

Step 2: Request for Aadhaar Seeding/Deseeding

• Click "Aadhaar Seeding/Deseeding" on the left menu.
• In the "Request for Aadhaar" section, choose Seeding or De-Seeding.

➡️ Seeding

To link your Aadhaar with your bank account, choose Seeding. Select one of these options:

• Fresh Seeding: For a first-time npci bank seeding or reactivation.
• Movement: To switch between accounts in the same bank.
• From One Bank to Another: To transfer the link to a different bank.

➡️ De-Seeding

To remove link bank account with npci, choose De-Seeding. The existing link will be removed, and no bank will be linked unless you request a new one.

Note: After selecting either of the options, choose your bank, enter your account number twice, tick the checkbox, complete the captcha, and submit. You will receive confirmation instantly either linking or de-linking.

How to Check Bank Account Details Linked with NPCI

Follow these simple steps to check your bank account details linked with NPCI:

1. Go to the "Account Details" option from the left-side menu and click on it.
2. In the Account Details section, enter your 12-digit Aadhaar number in the designated field.
3. Enter the captcha code shown on the screen.
4. After entering the details, click the "Submit" button.
5. You will receive an OTP on your Aadhaar-linked mobile number. Enter the OTP to proceed.
6. If your Aadhaar is linked to a bank account, the following details will be displayed:
• Bank Name
• Account Number (masked for security)
• Account Holder Name
• Account Type (Savings/Current)

By following these steps, you can easily view your bank account details linked with NPCI.

What is Aadhaar Mapped Status with NPCI?

When you select this option and enter your Aadhaar number, the system will display whether your Aadhaar is linked to any bank account under the NPCI framework. If linked, the following details will be shown:

• Mapping Status (Enabled/Disabled for DBT)
• Bank Name
• Last Updated Date
• Mandate Flag
• Mandate Date
• OD Flag and OD Avail Date

This helps confirm if your Aadhaar is mapped correctly for Direct Benefit Transfer (DBT).

Difference Between Account Details and Aadhaar Mapped Status

Aspect	Account Details	Aadhaar Mapped Status
Purpose	To view Aadhaar-linked bank account details	To confirm if Aadhaar is mapped for DBT
Information Shown	Bank name, account number, holder name, account type	Mapping status, last updated date, mandate flag, OD status
Verification Step	Requires Aadhaar-linked OTP	Requires Aadhaar-linked OTP
Use Case	Useful for checking account linkage and details	Useful for confirming DBT eligibility

Aadhaar Mapping History in NPCI Bank Account Linking

Aadhaar Mapping History records all Aadhaar linking and delinking transactions with your bank account over the past 90 days. The National Payments Corporation of India (NPCI) manages this through the Bharat Aadhaar Seeding Enabler (BASE) platform.

This history helps you track Aadhaar-bank account link changes, ensuring smooth Direct Benefit Transfers (DBT) for government schemes like LPG subsidies and pensions.

Key Benefits of Aadhaar Mapping History

• Ensures Correct Bank Linking: Verifies that your Aadhaar is linked to the correct bank account for DBT payments, including government subsidies.
• Identifies Incorrect Mapping: Detects wrong Aadhaar-bank account links, allowing corrections through NPCI’s seeding/deseeding feature.
• Prevents Unauthorized Changes: Helps monitor unauthorized modifications, protecting Aadhaar-linked transactions.

NPCI Request Status Check Option:

If you submitted a request to link your Aadhaar to a new bank account a few minutes ago, you can use this option to see if the request has been processed or if there are any issues.

Without this option, you might not know why your Aadhaar isn’t linked even though you initiated a request.

Comparison of the Aadhaar Mapped Status, Aadhaar Mapping History, and Request Status Check:

While these options may seem similar, they serve distinct purposes in managing the Aadhaar-to-bank-account linkage process.

Option	Purpose	When to Use?	Required Input
Aadhaar Mapped Status	Shows the current bank account linked to Aadhaar in the NPCI database.	If you want to confirm which bank account is receiving DBT/subsidies.	Aadhaar number
Aadhaar Mapping History	Displays a history of all Aadhaar linkages with different bank accounts.	If you want to check previous Aadhaar-bank linkages.	Aadhaar number
Request Status Check	check recently submitted Aadhaar NPCI linking status.	If you applied for Aadhaar linking and want to know if it's approved, pending, or rejected.	Reference Number (SEED00-XXXXXX) & Captcha

Which Bank NPCI Support?

1. THE BARODA CENTRAL CO-OP BANK LTD
2. THE AHMEDABAD DISTRICT CO-OP BANK LTD
3. THE JUNAGADH JILLA SAHAKARI BANK LTD
4. JHARKHAND RAJYA GRAMIN BANK
5. UTKARSH SMALL FINANCE BANK LTD
6. UTTARAKHAND GRAMIN BANK
7. ANDHRA PRADESH GRAMEENA VIKAS BANK
8. UTKAL GRAMEEN BANK
9. AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD
10. ARUNACHAL PRADESH RURAL BANK
11. BANK OF BARODA
12. UNION BANK OF INDIA
13. BARODA GUJARAT GRAMIN BANK
14. SARASWAT BANK
15. BARODA RAJASTHAN KSHETRIYA GRAMIN BANK
16. BARODA UP BANK
17. CENTRAL BANK OF INDIA
18. CHHATTISGARH RAJYA GRAMIN BANK
19. STATE BANK OF INDIA
20. SAURASHTRA GRAMIN BANK
21. PUNJAB NATIONAL BANK
22. PUNJAB AND SIND BANK
23. CANARA BANK
24. NAGALAND RURAL BANK
25. MIZORAM RURAL BANK
26. ELLAQUAI DEHATI BANK
27. THE MEGHALAYA CO-OP APEX BANK LTD
28. EQUITAS SMALL FINANCE BANK LTD
29. MAHARASHTRA GRAMIN BANK
30. MEGHALAYA RURAL BANK
31. THE GUJARAT STATE CO-OP BANK LTD
32. RAJASTHAN MARUDHARA GRAMIN BANK
33. BANK OF MAHARASHTRA
34. MADHYANCHAL GRAMIN BANK
35. INDIAN BANK
36. KARNATAKA VIKAS GRAMEENA BANK
37. THE JAMMU AND KASHMIR BANK LTD
38. KOTAK MAHINDRA BANK LTD
39. ANDHRA PRAGATHI GRAMEENA BANK
40. TELANGANA GRAMEENA BANK
41. BANK OF INDIA
42. UCO BANK
43. INDIAN OVERSEAS BANK
44. BANDHAN BANK LTD

Conclusion:

With NPCI’s latest update, link Aadhaar to bank account with NPCI in just one minute. This improvement ensures that your government benefits flow smoothly to the right account.

Visit the NPCI website now to simplify your banking setup and stay ahead in 2025. Don’t miss out—secure your subsidies and peace of mind today!

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